Consumer

VPX Wallet

A multi-currency account, a Mastercard and crypto, in the app you already call from.You get it with your VoicePro SIM.

35+Currencies to hold and receive
Up to 60Currencies to send in
21Card currencies
1App
Overview

One app,
all of it

Your phone contract is in one place, your bank in another, your transfers in a third and your crypto in a fourth. None of them talk to each other, and you are the one holding it all together.

VPX Wallet puts it in the app you already call from. You get your own multi-currency account with your own account details, so you can hold money, get paid, change currency and send money without opening anything else.

Your card spends from it. Your transfers leave from it. Your budgets and savings goals sit next to it, and your crypto has its own side of the wallet with its own security controls.

You cannot buy it on its own. It comes with the VoicePro SIM. It opens after VoicePro Mobile launches, and Originals get it first. Your account opens the first time you add money or send, once our partner has run its checks; there is no monthly fee for it.

How It Works

How it
works

From SIM to spending, in four steps.

Get a VoicePro SIM

The wallet comes with the SIM and nothing else gets you one. Pick your plan, and the wallet is in the same app as your calls and data.

Pass the checks

Banking opens when you pass the e-money institution's checks. Crypto opens when you pass the crypto provider's. They are separate, so you can have one without the other.

Load it

Pay in by bank transfer, or give your account details to whoever pays you. Change currency when you need to, and see the rate first.

Use it

Tap your card, split a dinner, send money to a bank account abroad. Every transfer shows the rate and the fee before you confirm.

Capabilities

What you
get

One account, one card and one app, instead of a drawer full of them.

35+ currencies

Your own multi-currency account

Account details in your name, so an employer, a client or a friend can pay you directly. Hold and receive in 35+ currencies, safeguarded at an FCA-authorised e-money institution.

Mastercard

A Mastercard that spends your balance

A virtual card first, then physical cards, Apple Pay and Google Pay. It works in 21 currencies. Freeze it in a tap, set your own spending limits, and get an alert on every payment.

Up to 60 currencies

Send to a bank account abroad

Save the people you pay once, then send in up to 60 currencies. The rate and the fee are on the screen before you confirm, not on a statement afterwards.

Day to day

Budgets and savings

Track your bills and set up recurring transfers. Split costs with friends. Set budgets and savings goals, and see where your money went by category.

Separate from cash

Crypto with its own controls

Hold, send and receive through a MiCA-authorised crypto provider. See your balance, keep a list of trusted addresses, set withdrawal limits and get alerts on unusual activity.

Authorised providers

Who holds what

An FCA-authorised e-money institution holds your money. A MiCA-authorised crypto provider handles your crypto. We run the app and have no access to either.

Inside the wallet

What is on the screen

The account and the card are the start. This is the rest of what you get.

Payees

The people you pay, saved once.

Recurring transfers

Send the same amount every month without thinking about it.

Bill tracker

Keep track of what is due and when.

Split payments

Share a cost with friends and see who has paid.

Savings goals

Set a target and watch it build.

Budgets

Set a limit for the month and see where you stand.

Spending insights

Your spending by category, without a spreadsheet.

Categories

Group your spending your way.

Freeze

Lost your phone or your card? Pause all spending in a tap.

Trusted crypto addresses

Crypto can only go where you have said it can.

Crypto withdrawal limits

Your own ceiling on how much can leave.

Crypto security alerts

Hear about unusual activity straight away.

Facts

The
facts

Your accountMulti-currency, in your name, with your own account details, at an FCA-authorised e-money institution, safeguarded
CurrenciesHold and receive in 35+. Send in up to 60
Paying inBank transfer, or payments from anyone with your account details. No cash
CardMastercard in 21 currencies: virtual first, then physical, Apple Pay and Google Pay. Freeze, spending limits, 3-D Secure, alerts
Sending abroadTo bank accounts, in up to 60 currencies. Rate and fee shown before you confirm
RecordsFull transaction history, with statements as CSV or PDF
CryptoHold, send and receive through a MiCA-authorised crypto provider. Trusted addresses, withdrawal limits, security alerts
ChecksEach provider's own: banking and crypto open separately
Who can use itUK residents with a VoicePro SIM who pass the checks
FeesWhat our providers charge us, plus our markup. Shown before you confirm
VPXNEarned on calls and mobile top-ups; 25% immediate, 75% vesting over 12 months. None on banking
Who it is for

Is it
for you?

If one of these is you, get on the list.

ABROAD

Still queuing in a shop to send money abroad?

Save who you pay once, then send from your phone or set it to go every month. You see the rate and the fee first, in the same app you call them on.

Join the waitlist
WORK

Getting paid from abroad?

Give them your account details and the money lands in your account. Keep it, spend it on your card, send it on or change it to pounds.

Join the waitlist
TRAVEL

Always on a plane?

Your card works in 21 currencies, and it sits in the same app as your calls and your data.

Join the waitlist
EVERYDAY

Four apps to do one job?

Your phone, your account, your transfers and your crypto, on one screen with one login.

Join the waitlist
CRYPTO

Already hold crypto?

Keep it next to your cash without mixing the two, with trusted addresses and withdrawal limits you set yourself.

Join the waitlist
Questions

What you will want to ask

Do I need a VoicePro SIM?

Yes. The wallet is not sold on its own: no SIM, no banking and no crypto.

What happens if I cancel my SIM?

You lose the wallet. No SIM, no banking and no crypto. Move your money and your crypto out first.

Why not just use a banking app?

If all you want is an account, you probably should. This is for people who want their phone, their money and their crypto in one app.

Which currencies does it work in?

You can hold and receive in 35+ and send in up to 60. Your card works in 21.

Can people pay me into it?

Yes. You get your own account details, so an employer, a client or a friend can pay you directly.

Where can I send money?

To bank accounts abroad, in up to 60 currencies. Not every country is covered: some are blocked under our banking provider's rules.

What will it cost?

What our banking and crypto providers charge us, plus our markup. You see the rate and the fee on every transfer before you confirm.

Who actually holds my money?

An FCA-authorised e-money institution holds your money, in an account in your name. A MiCA-authorised crypto provider handles your crypto.

Is the money I top up on my phone in here?

No. Phone top-ups are prepaid credit for VoicePro services. They are not wallet money and cannot be sent or withdrawn.

Do I have to use the crypto side?

No. It has its own checks and only opens if you pass them. You can use the money side on its own.

When does it open?

After VoicePro Mobile launches, Originals first. There is no date yet, and we will not guess one.

Straight with you

What it
isn't

Better you hear it from us.

Not a bank account.

It is e-money. Your money is safeguarded, kept apart from the institution's own funds, but it is not covered by the Financial Services Compensation Scheme.

Not investment advice.

Nothing here tells you to buy anything. Crypto can lose value. VPXN is a customer perk, not investment yield.

Originals first

Get the SIM. Get the wallet.

Originals get the wallet first. Put your name down now and we will email you the day it opens.

Join the waitlist